How do I take a home inventory and why?

Written by on 3/16/2011 10:00 AM . It has 3 Comments.

Would you be able to remember all the possessions you’ve accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.

Start by making a list of your possessions, describing each item and noting where you bought it and its make and model. Clip to your list any sales receipts, purchase contracts, and appraisals you have. For clothing, count the items you own by category — pants, coats, shoes, for example –- making notes about those that are especially valuable. For major appliance and electronic equipment, record their serial numbers usually found on the back or bottom.

  • Don’t be put off! 
    If you are just setting up a household, starting an inventory list can be relatively simple. If you’ve been living in the same house for many years, however, the task of creating a list can be daunting. Still, it’s better to have an incomplete inventory than nothing at all. Start with recent purchases and then try to remember what you can about older possessions.
  • Big ticket items 
    Valuable items like jewelry, art work and collectibles may have increased in value since you received them. Check with your agent to make sure that you have adequate insurance for these items. They may need to be insured separately.
  • Take a picture
    Besides the list, you can take pictures of rooms and important individual items. On the back of the photos, note what is shown and where you bought it or the make. Don’t forget things that are in closets or drawers.
  • Videotape it 
    Walk through your house or apartment videotaping and describing the contents. Or do the same thing using a tape recorder.
  • Use a personal computer 
    Use your PC to make your inventory list. Personal finance software packages often include a homeowners room-by-room inventory program.
  • Storing the list, photos and tapes 
    Regardless of how you do it (written list, floppy disk, photos, videotape or audio tape), keep your inventory along with receipts in your safe deposit box or at a friend’s or relative’s home. That way you’ll be sure to have something to give your insurance representative if your home is damaged. When you make a significant purchase, add the information to your inventory while the details are fresh in your mind.

Comments

Got something to say? Join the discussion »
  1. yaling45's avatar yaling45
    http://www.fitflops-sale.us.com/ fitflop
    http://www.kd10-shoes.us.com/ kd shoes
    http://www.airmax90shoes.us.com/ vapormax
    http://www.longchampbag.us.com/ longchamp le pliage
    http://www.pumafentyrihannashoes.us.com/ puma sandals
    http://www.jordans11shoes.us.com/ jordan 5
    http://www.pandorajewelryrings.us.com/ pandora charms
    http://www.salomonspeedcross3.us.com/ salomon speedcross 3
    http://www.nikeairvapormaxflyknit.us.com/ nike vapor max
    http://www.yeezyboost350shoes.us.com/ yeezy
    http://www.pandorajewelryscharms.us.com/ pandora jewelry official site
    http://www.birkenstocksandalssale.us.com/ birkenstock sandals
    http://www.fitflopsshoes.us.com/ fit flops
    http://www.nikeairmax-90.us.com/ air max 95
    http://www.hermesbirkin-handbags.us.com/ hermes handbags
    http://www.pandora-jewelrysale.us.com/ pandora charms
    http://www.kyrie-4.us.com/ kyrie 4
    http://www.louboutinredbottoms.us.com/ louboutin men
    http://www.curry4-shoes.us.com/ curry 2
    http://www.adidasnmdrunnerr1.us.com/ adidas yeezy
    http://www.lebron15-shoes.us.com/ lebron 9
    http://www.adidasyeezy-350.us.com/ adidas boost
    http://www.jordan11spacejams.us.com/ jordan 4
    http://www.katespadepurses.us.com/ kate spade handbags
    http://www.adidas-ultraboost.us.com/ adidas boost
    Reply 4/29/2018 9:56 AM
  2. changhon62's avatar changhon62
    http://www.nikeairvapormaxflyknit.us.com/ nike shoes
    http://www.jordans11shoes.us.com/ jordan 6
    http://www.birkenstocksandalssale.us.com/ birkenstock clearance
    http://www.adidasyeezy-350.us.com/ yeezy boost 350
    http://www.adidas-ultraboost.us.com/ adidas ultra uncaged
    http://www.lebron15-shoes.us.com/ nike lebron
    http://www.curry4-shoes.us.com/ kyrie irving shoes
    http://www.kd10-shoes.us.com/ kd
    http://www.jordan11spacejams.us.com/ new jordans
    http://www.kyrie-4.us.com/ kyrie 3 shoes
    http://www.fitflops-sale.us.com/ fitflops clearance
    http://www.hermesbirkin-handbags.us.com/ hermes belts
    http://www.longchampbag.us.com/ longchamp bag
    http://www.pumafentyrihannashoes.us.com/ puma rihanna
    http://www.pandora-jewelrysale.us.com/ pandora
    http://www.pandorajewelryscharms.us.com/ pandora bracelet
    http://www.airmax90shoes.us.com/ air max 95
    http://www.yeezyboost350shoes.us.com/ yeezy 950
    http://www.adidasnmdrunnerr1.us.com/ ultra boost uncaged
    http://www.nikeairmax-90.us.com/ nike air max 2016
    http://www.pandorajewelryrings.us.com/ pandora rings
    http://www.katespadepurses.us.com/ kate spade wallet
    http://www.salomonspeedcross3.us.com/ salomon speedcross 4
    http://www.fitflopsshoes.us.com/ fitflop
    http://www.louboutinredbottoms.us.com/ christian louboutin
    Reply 5/14/2018 5:34 AM
  3. yanxia39's avatar yanxia39
    http://www.nikeairmax-90.us.com/ nike air max
    http://www.moncler-coat.us.com/ moncler jacket mens
    http://www.coach--bags.us.com/ coach bags
    http://www.montblancs.us.com/ mont blanc outlet
    http://www.burberry--scarf.us.com/ burberry handbags
    http://www.bvlgaris.us.com/ bvlgari ring
    http://www.mulberrys.org.uk/ mulberry bag
    http://www.salomon-boots.us.com/ salomon shoes
    http://www.polo-ralphlauren-outlet.us.com/ polo ralph lauren outlet
    http://www.nikeair-max.co.uk/ nike air max
    http://www.ray--ban.us.com/ ray ban
    http://www.burberry-bags.us.com/ burberry scarf
    http://www.pandorajewelryrings.us.com/ pandora rings
    http://www.hermes--belt.us.com/ hermes belt
    http://www.yeezyboost350v2.co.uk/ yeezy shoes
    http://www.fitflopsshoes.us.com/ fitflop sandals
    http://www.yeezyboost350shoes.us.com/ yeezy shoes
    http://www.pandoras-uk.co.uk/ pandora charms
    http://www.monclerjacketmens.us.com/ moncler,moncler jacket
    http://www.longchampbag.us.com/ longchamp
    http://www.chrome--hearts.us.com/ chrome hearts bracelet
    http://www.true--religion.us.com/ true religion outlet
    http://www.adidasnmds.co.uk/ adidas nmd womens
    http://www.ralphlaurenspoloshirts.us.com/ ralph lauren polo shirts
    http://www.celines.us.com/ celine,celine bag
    http://www.adidasyeezys.org.uk/ yeezy shoes
    http://www.supremeshirt.us.com/ supreme jacket
    http://www.balenciaga--shoes.us.com/ balenciaga shoes
    http://www.nikeair-max90.co.uk/ nike air max 90
    http://www.adidas-superstarshoes.us.com/ adidas superstar mens
    http://www.nike-huaraches.us.com/ huaraches
    http://www.pandoras-jewelrys.us.com/ pandora
    http://www.yeezyboost350--v2.us.com/ yeezy boost 350
    http://www.adidas-yeezyboost350.us.com/ yeezy boost 350 v2
    http://www.pumarihannafenty.us.com/ puma shoes
    http://www.airmax270.co.uk/ nike air max
    http://www.adidasoriginalsnmd.us.com/ adidas nmd
    http://www.skecherss.us.com/ skechers shoes
    http://www.barbours.org.uk/ barbour
    http://www.nikeairmax270.org.uk/ nike air max 95
    http://www.ferragamoshoess.us.com/ ferragamo
    http://www.adidasoriginalsultraboost.us.com/ ultra boost uncaged
    http://www.pandora--rings.us.com/ Pandora Rings
    http://www.ugg--slippers.us.com/ ugg
    http://www.kyrie-irving-shoes.us.com/ nike kyrie
    http://www.salomonspeedcross3.us.com/ salomon xa pro 3d
    http://www.salvatore-ferragamo.us.com/ ferragamo shoes men
    http://www.kevin-durant-shoes.us.com/ kd shoes
    http://www.goyardbackpack.us.com/ goyard wallet
    http://www.nikeairmax-97.us.com/ air max 97
    http://www.lacosteshirts.us.com/ lacoste polo shirts
    http://www.ultra--boost.us.com/ adidas ultra boost uncaged
    http://www.chromeheartsjewelrys.us.com/ chrome hearts t shirt
    http://www.huaraches.us.com/ huarache shoes
    http://www.jordan11spacejams.us.com/ jordan shoes
    http://www.monclers.uk/ moncler jacket
    http://www.coachbags-outlet.us.com/ coach bags
    http://www.air-max-95.us.com/ air max 95
    http://www.monclerjacket.org.uk/ moncler jacket
    http://www.nikeairvapormaxflyknit.us.com/ nike air max 90
    http://www.mbts.us.com/ mbt mens shoes
    http://www.skechersuk.co.uk/ skechers for men
    http://www.adidasnmdrunnerr1.us.com/ adidas nmd r1
    http://www.pandorajewelryscharms.us.com/ pandora jewelry official site
    http://www.jordan--11.us.com/ jordan retro
    http://www.airjordan11spacejam.us.com/ air jordan
    http://www.nikeairmax-95.us.com/ nike air max 95
    http://www.adidas--shoes.co.uk/ adidas shoes
    http://www.uggs-forwomen.us.com/ ugg
    http://www.jordan11.co.uk/ jordan shoes
    http://www.pandora-charmsjewelry.us.com/ pandora jewelry
    http://www.hermesbirkin-handbags.us.com/ Hermes Birkin Bags
    http://www.stephen-curry-shoes.us.com/ stephen curry
    http://www.supreme--clothing.us.com/ supreme shirt
    http://www.jordanretro11-shoes.us.com/ jordan retro 11
    http://www.prada--handbags.us.com/ prada shoes
    http://www.air-max-90.us.com/ air max
    http://www.christianlouboutinredbottoms.us.com/ louboutin
    http://www.rayban--glasses.us.com/ ray ban wayfarer
    http://www.curry4-shoes.us.com/ curry 4 shoes
    http://www.air-max-270.us.com/ nike air max 270 men
    http://www.airmax95.co.uk/ nike air max 95 mens
    http://www.salomonshoes.co.uk/ salomon shoes
    http://www.chromehearts-jewelry.us.com/ chrome hearts pendant
    http://www.adidasyeezy-350.us.com/ adidas yeezy
    http://www.adidas-ultraboost.us.com/ yeezy boost
    http://www.pandora-jewelrybracelet.us.com/ pandora jewelry
    http://www.fitflops-sale.us.com/ fitflop sandals
    http://www.ray--bansunglassess.us.com/ ray ban prescription sunglasses
    http://www.northface-jacket.us.com/ womens north face jacket
    http://www.pandora--jewelrys.us.com/ pandora jewelry
    http://www.swarovskisjewelry.us.com/ swarovski jewelry
    http://www.swarovskis.us.com/ swarovski jewelry
    http://www.katespade--outlet.us.com/ kate spade handbags
    http://www.ed-hardys.us.com/ ed hardy jeans
    http://www.adidasnmd-womens.us.com/ nmd
    http://www.barbourjackets.co.uk/ barbour coats
    http://www.burberrys.org.uk/ burberry
    http://www.adidas-yeezy-shoes.us.com/ Yeezy Boost 350
    http://www.nikeairmax97.co.uk/ nike shoes
    http://www.new--balance.us.com/ new balance running shoes women
    http://www.nikelebron15.us.com/ lebron 15
    http://www.airmax90shoes.us.com/ nike air max 90
    http://www.nikekdshoes.us.com/ kevin durant shoes
    http://www.redbottoms-louboutin.us.com/ red bottoms
    http://www.katespadepurses.us.com/ kate spade bags
    http://www.nike-airmax270.us.com/ nike air max
    http://www.oakley--glasses.us.com/ oakley eyeglasses
    http://www.valentino--shoes.us.com/ red valentino
    http://www.oakley--sunglassess.us.com/ oakley sunglasses
    http://www.birkenstocksandalssale.us.com/ birkenstock
    http://www.vapormaxs.us.com/ air vapormax
    http://www.moncler--jacket.us.com/ moncler jacket mens
    http://www.polo-ralph-lauren.org.uk/ ralph lauren outlet
    http://www.airmax-2018.us.com/ air max 90
    http://www.under-armour-shoes.us.com/ under armour jackets
    http://www.cartier-bracelet.us.com/ cartier bracelet
    http://www.nike--shoes.co.uk/ nike shoes
    http://www.salomon--shoes.us.com/ Salomon xa pro 3d
    http://www.mcms.us.com/ mcm handbags
    http://www.pandorauk.us.com/ pandora jewelry
    http://www.pandoraearrings.us.com/ pandora charms
    http://www.louboutinredbottoms.us.com/ christian louboutin shoes
    http://www.jordans11shoes.us.com/ jordan 11 retro
    http://www.redbottom--shoes.us.com/ red bottoms
    http://www.asicss.us.com/ asics womens running shoes
    http://www.northfacejacketoutlets.us.com/ north face vest
    http://www.pandorasjewelry.co.uk/ pandora charm
    http://www.uggsformen.us.com/ ugg,ugg slippers
    http://www.ralphlauren--polo.us.com/ ralph lauren
    http://www.skechers--shoes.us.com/ skechers outlet
    http://www.lebron15-shoes.us.com/ lebron 14
    http://www.michaelkors-handbagss.us.com/ michael kors purse
    http://www.rayban-glasses.us.com/ ray ban glasses
    http://www.nike-airmax-2018.us.com/ air max 90
    http://www.eccoshoesoutlets.us.com/ ecco boots
    http://www.fitflop--shoes.us.com/ fitflop
    http://www.jimmychooheels.us.com/ jimmy choo
    http://www.goyardbag.us.com/ goyard bag
    http://www.pandora-jewelrysale.us.com/ pandora jewelry
    http://www.balenciagas-sneakers.us.com/ balenciaga sneakers
    http://www.mcm--bags.us.com/ mcm wallet
    http://www.nike--vapormax.us.com/ vapormax
    http://www.birkenstock--sandals.us.com/ birkenstock sandals
    http://www.longchampbackpack.us.com/ longchamp backpack
    http://www.mulberry-handbags.us.com/ mulberry bag
    http://www.james-hardenshoes.us.com/ james harden
    http://www.fitflop--sandals.us.com/ fitflop
    http://www.kd10-shoes.us.com/ kd 10
    http://www.uggs--boots.us.com/ ugg slippers
    http://www.asics--shoes.us.com/ asics mens running shoes
    http://www.truereligion--jeans.us.com/ true religion hoodie
    http://www.monclerjacketwomens.us.com/ moncler jacket womens
    http://www.katespadebags.us.com/ kate spade bags
    http://www.kyrie-4.us.com/ kyire 4
    http://www.michael-kors-bags.us.com/ mk handbags
    http://www.prada--bags.us.com/ prada bags
    http://www.air-max-97.us.com/ air max 97 womens
    Reply 8/1/2018 6:40 PM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail