These Three Steps Protect Homeowners After a Home Renovation

Written by on 12/8/2014 10:00 AM . It has 4 Comments.

After a home renovation is complete, no matter how big or small, there are still risks that homeowners must consider. Once the materials are packed up, the home and grounds are back in order, and the workers have left, there are a few things left to do.

There are three final steps homeowners need to take once a home renovation is complete, to minimize risk and protect homeowners and their homes.


An inspection of the home and work completed should be considered after the renovations are complete. At the very least a thermographic inspection of the home should be scheduled to look for post-construction defects. Scheduling this immediately after work is completed will find issues that can be corrected before they become larger problems for homeowners.


Homeowners should work with the contractor and any outside vendor to make sure all temporary fire, burglar, and perimeter lighting systems have been shut down. One centralized security system should be in place. For homeowners who had no previous system, the additional value that a large home renovation can add makes this a good time to consider the use of a security system.

If any security codes were shared with the contractor or any subcontractors, these must be reset. It is in the best interest of a homeowner to set brand new codes once the job is complete to ensure that only the homeowner and residents are able to access the system.


Home insurance coverage will need to change once renovations are complete to factor in the added value of the home. The agent may come to the property or send a separate expert out to inspect the completed renovations. Homeowners will be provided with a customized estimate for coverage, which is typically full-replacement coverage. New furnishings, artwork, and other valuables that are often added after a renovation will also be factored into the estimate for coverage.

Some mass market insurers do not typically take this step and often only offer replacement value at 25 percent over market value. Homeowners will need to make sure they understand what kind of insurer they work with and what their agent is able to offer. Homeowners may need to consider the use of high net worth (HNW) market carriers for their insurance coverage, especially after a major renovation.

Being mindful of risks before construction and during the home renovation process will help ensure the job is completed with safety in mind and to the best of everyone’s abilities. Minimizing risk after construction is complete will make sure homeowners have peace of mind and are completely covered in case of a disaster or accident.


Got something to say? Join the discussion ยป
  1. Rosetta Garcillano's avatar Rosetta Garcillano
    Security systems really do work when it comes to guarding your house up and keeping it safe. There are a lot of choices to choose from be it wireless security system or not. Having installed one for your home will give you peace of mind as you now that your lived ones are secured. I got ours from They are actually pretty great!
    Reply 5/11/2016 8:17 PM
  2. xiuying23's avatar xiuying23 adidas yeezy birkenstock sandals jordan 11 retro air max 95 hermes birkin bag jordan 7 nike basketball shoes nike air max 2016 kevin durant shoes fitflop red sole shoes pandora jewelry pandora jewelry yeezy boost 350 adidas ultra boost women salomon shoes adidas nmd womens pandora charms kyrie shoes stephen curry new shoes longchamp le pliage kd 9 elite fitflop uk puma slides kate spade bags
    Reply 4/26/2018 8:57 PM
  3. changhon62's avatar changhon62 fitflop kate spade salomon ultra boost uncaged kyrie irving shoes pandora rings ultra boost black air max 97 air jordan nike air max women puma suede pandora rings pandora rings stephen curry shoes lebron soldier 11 yeezy 750 hermes bag jordan 10 yeezy boost kevin durant shoes nike air max 90 fitflop sandals birkenstock sandals red bottoms for men longchamp
    Reply 5/13/2018 11:49 PM
  4. jingting17's avatar jingting17 pandora rings kd 11 kate spade outlet Pandora michael kors purse balenciaga bags lacoste shirts coach bags mcm prada wallet pandora jewelry longchamp backpack pandora jewelry official site nike huarache ecco new balance nike vapormax kate spade purses nike kyrie adidas ultra boost balenciaga sneakers yeezy shoes air max 270 air vapormax lebron 15 oakley salomon xa pro 3d ultra boost mulberry yeezy boost 350 v2 moncler jordan space jams goyard bag christian louboutin pandora rings Hermes Wallets burberry wallet nike air max jordan retro lebron nike air max 97 adidas yeezy pandora earrings nike air vapormax fenty puma shoes swarovski necklace ray ban eyeglasses celine purse jordan shoes pandora bracelet swarovski necklace skechers uk james harden louboutin shoes nike vapormax ferragamo cartier love ring michael kors outlet skechers boots ferragamo chrome hearts t shirt chrome hearts pendant true religion jeans men birkenstock sandals air max 97 womens uggs on sale mbt shoes mont blanc outlet asics shoes birkenstock nike shoes nike air huarache nike air max 95 ray ban eyeglasses mulberry handbags ralph lauren shirts yeezy boost 350 burberry handbags ed hardy adidas nmd r1 ralph lauren outlet kate spade outlet air jordan moncler jacket goyard wallet moncler coat nike air max ralph lauren shirts Salomon Speedcross 3 hermes belt men supreme shirt Yeezy Shoes asics outlet adidas trainers adidas superstar shoes barbour nike air max 95 nike air max 97 pandora fitflops clearance adidas originals nmd barbour outlet burberry handbags nike air max ralph lauren nike air max 95 mens stephen curry shoes ray ban fitflop uk ultra boost jordan 11 adidas nmd r1 uggs for women womens north face jacket skechers shoes kyire 4 longchamp ugg boots prada handbags pandora bracelet valentino heels moncler yeezy boost 350 ray ban glasses air max 95 black salomon speedcross 3 uggs for men oakley glasses air max 2018 chrome hearts t shirt pandora bracelet jordan retro 11 supreme clothing kd 10 red bottoms jimmy choo trainers true religion sale yeezy shoes pandora jewelry moncler jacket mens air max curry shoes bvlgari ring north face coats fitflop shoes fitflop coach moncler jacket mens nike air max kd shoes air max 97 silver bullet mcm bags stephen curry shoes nike air max 97 adidas originals nmd salomon xa pro 3d louboutin shoes pandora charms
    Reply 8/25/2018 2:45 AM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail