How to Insure Raw Materials in Transit or Storage

Written By Charlotte Insurance on August 12, 2025. It has 0 comments.

raw materials being mined from the earth before needing to be insured httpswww.pexels.comphotobirds-eye-photography-of-mine-2101135

Mining companies need to consider more than the health and welfare of their employees. They also need to ensure that the raw minerals that those workers unearth are properly insured while they are in transit and also in storage. After all, these raw materials are the company’s livelihood, so if they’re damaged, the company automatically […]

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Adding an In-House Clinic to your Pharmacy? What That Means for Your Liability

Written By Charlotte Insurance on July 28, 2025. It has 0 comments.

a nurse at an in-house pharmacy clinic discussing their insurance with their insurance agent

Due to the increasing costs of health care, many people prefer to go to urgent care facilities and in-house clinics in order to get a proper diagnosis. These clinics are great at diagnosing simple ailments such as the flu, pneumonia, allergies, and other issues. They also bring in new clientele who haven’t been to your […]

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When to Review (and Update) Your Condo Association’s Insurance Policy

Written By Charlotte Insurance on July 21, 2025. It has 0 comments.

a condo association board discussing their insurance policies

Running a condo association involves a number of tasks, like ensuring that homeowners adhere to the rules and regulations, that the common spaces are cleaned regularly, and most importantly, that the condo building and its related association have the right types and amounts of insurance. Your group should already have the required policies, like building […]

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What Manufacturers Should Know About Finished Stock Insurance

Written By Charlotte Insurance on June 30, 2025. It has 0 comments.

a warehouse full of products that need finished stock insurance

Manufacturing companies have a lot to worry about. Not only do they need to keep their assembly lines moving and all of their equipment in good, running condition, but they have to ensure that their employees are getting things done safely. These worries don’t stop once the items are made and packaged. Those finished goods […]

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Delivery Drivers & Liability: Are You Covered?

Written By Charlotte Insurance on June 22, 2025. It has 0 comments.

a person receiving their prescription delivery from their phramacy

When it comes to delivering prescriptions, you need to ensure that your pharmacy has the right insurance coverage, just in case. You may think that your company’s commercial auto insurance contains all of the protections that you need, but there are additional things to consider based on what could go wrong. In order to avoid […]

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Insurance 101 for HOA Boards: What’s Your Responsibility?

Written By Charlotte Insurance on June 16, 2025. It has 0 comments.

an example of an HOA that needs insurance, using model home figures

HOAs, also known as homeowner’s associations, have important roles to play in their community. Not only do these groups oversee the homes or condos in their association, ensuring that everyone follows the rules and adheres to the guidelines, but they’re also in charge of running the entire association and any private, yet community accessible parts […]

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Do You Need an Umbrella Policy for Your Business?

Written By Charlotte Insurance on June 6, 2025. It has 0 comments.

a stack of insurance policies

How much insurance protection does your business have? It more than likely has a standard BOP, or Business Owner’s Policy, which contains policies like commercial property insurance and liability. You probably have specialty insurance policies as well, like commercial auto, workers’ compensation, manufacturing or product liability insurance and more, based on what type of company […]

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When and Why Construction Companies Need Professional Liability Insurance

Written By Charlotte Insurance on April 30, 2025. It has 0 comments.

When and Why Construction Companies Need Professional Liability Insurance

In a perfect world, every construction job goes according to plan. You, the contractor, land a residential remodeling job. All of the supplies, including the drywall, plumbing, and other things, arrive on time and in ideal condition. Your employees get the job done professionally and efficiently without any equipment breaking down. Everyone is happy, from […]

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Protecting Your Profits: Why Finished Stock Insurance Is Essential for Manufacturers

Written By Charlotte Insurance on April 22, 2025. It has 0 comments.

Protecting Your Profits Why Finished Stock Insurance Is Essential for Manufacturers

Manufacturing companies have a heavy weight on their proverbial shoulders: not only do they have to keep their proprietary processes intact, source materials to use in their products, and make sure that their products make it to their customers, but they also have to worry about issues with their finished stock. There’s a lot that […]

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How Cyber Liability Insurance Can Protect Your Pharmacy from Data Breaches

Written By Charlotte Insurance on April 16, 2025. It has 0 comments.

How Cyber Liability Insurance Can Protect Your Pharmacy from Data Breaches

The computer systems used at pharmacies contain a lot of pertinent information. Not only do these programs note the pharmaceuticals and other prescription items that are in stock, but they also hold quite a bit of information on the customers who frequent the pharmacy. With so much crucial information available, it’s no wonder that cyber […]

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