Year-End Insurance Checklist for Businesses: What to Review Before January 1

Written By Charlotte Insurance on December 20, 2025. It has 0 comments.

wooden blocks with the words 'year end review' written on them

The end of the calendar year is a suitable time for businesses to review their operations, budgets, business forecasts, and most importantly, their insurance policies. Many things can change over the course of the year that can make your insurance policies insufficient. Adding new employees, creating new product categories, and investing in new equipment are […]

Read More

Holiday Parties and Liability: What Condo and HOA Boards Need to Know

Written By Charlotte Insurance on December 18, 2025. It has 0 comments.

a holiday party taking place outdoors around a community pool in a neighborhood controlled by an HOA

It’s common to hold holiday gatherings in the common spaces of condominiums and other communities. Whether the HOA hosts the party or the space is available to rent to tenants, there are always things that can go wrong. Someone drinks too much and falls into the empty pool, an electrical fire is sparked by Christmas […]

Read More

HIPAA Compliance: Year-End Risk Review for Pharmacies

Written By Charlotte Insurance on December 15, 2025. It has 0 comments.

a pharmacist reviewing their HIPAA compliance

End of year risk and compliance reviews should be conducted by all businesses, especially pharmacies. As the regulations, like HIPAA, certifications, such as those required by your PBMs or Pharmacy Benefit Managers, and other related statutes that your pharmacy must adhere to, change on a regular basis, it’s crucial to do these end-of-year reviews. In […]

Read More

New Equipment in the New Year? Update Your Insurance Now

Written By Charlotte Insurance on December 8, 2025. It has 0 comments.

a team in a manufacturing facility inspecting new equipment

Successfully running a business requires some forethought and planning. Your board of directors no doubt meets monthly to go over profit statements and plan how to grow the business. For manufacturing companies, this usually includes the addition of new equipment to cover the needs of a new or expanded product line. But what happens when […]

Read More

Holiday Package Theft: What Landlords and Property Managers Should Know

Written By Charlotte Insurance on November 24, 2025. It has 0 comments.

the grinch stealing a gift Holiday Package Theft What Landlords and Property Managers Should Know

The holidays are filled with everything that’s “merry and bright” as the saying goes, but there’s always trouble around the corner in the form of holiday package theft. Whether you have a locked room near your complex’s office to hold the packages or allow mail carriers to leave them in the lobbies of buildings, you […]

Read More

Cyber Monday and Data Breach Risk: What Your Retail Business Needs to Know

Written By Charlotte Insurance on November 17, 2025. It has 0 comments.

a pharmacist looking into cyber liability insurance Cyber Monday and Data Breach Risk What Your Retail Business Needs to Know

The holidays are a time of high crime, both physical (robberies) and virtual (hackers). Is your pharmacy or small retail business ready for any cybercrimes that may be committed? Targeting Small Businesses It’s common for small retailers to believe that their systems are safe, as it seems likely that only larger companies get targeted by […]

Read More

How to Insure Specialized Manufacturing Equipment and Tooling

Written By Charlotte Insurance on November 13, 2025. It has 0 comments.

a man reviewing his manufacturing insurance policy. How to Insure Specialized Manufacturing Equipment and Tooling

Your company spent a lot of money on custom tools and specialized manufacturing equipment. But what happens when that machinery breaks down, tools are stolen, or your equipment malfunctions? Not only could your business be in trouble, as it’s unable to meet customer needs, but you also may end up paying thousands out of pocket […]

Read More

Colder Weather, Higher Risk: How to Avoid Frozen Pipe Claims This Season

Written By Charlotte Insurance on November 6, 2025. It has 0 comments.

a photo of frozen pipes that have burst. Colder Weather, Higher Risk How to Avoid Frozen Pipe Claims This Season

The holiday season is known for two things: people going out of town and colder weather. What do they have in common? Frozen pipes. When tenants are away for the holidays, they tend to leave their heat turned low or off altogether. This, combined with an absence of people turning the water on and a […]

Read More

Halloween Hazards: Liability Risks for Property Managers and HOA Boards

Written By Charlotte Insurance on October 25, 2025. It has 0 comments.

Halloween Hazards Liability Risks for Property Managers and HOA Boards

Halloween is everyone’s favorite holiday. How can you resist the costumes, candy, and decorations that come along with it? Well, until someone gets hurt, that is. Halloween celebrations can lead to plenty of liability risks for your property or homeowner’s association. It’s important to know and understand these risks in order to properly mitigate them, […]

Read More

October Is National Pharmacist Month: Are You Protecting Your Staff with the Right Coverage?

Written By Charlotte Insurance on October 22, 2025. It has 0 comments.

October Is National Pharmacist Month Are You Protecting Your Staff with the Right Coverage

Pharmacists and their assistants work hard every day providing patients with their medications as prescribed. They also check for errors in the prescriptions to ensure that the dosages are correct, as well as examine the other medications that patients are taking to look for contraindications. With all of the things that they have to do […]

Read More