There’s a big difference between a flood caused by a broken or clogged pipe and one brought about by a natural disaster. While the amount of damage left behind is one key differentiator, another is the fact that your homeowner’s insurance may not cover flooding from a hurricane, levee break, or other natural disaster if […]
Life on the coast means plenty of chances to get on the water, whether you prefer fishing or simply enjoy the peace that comes with spending some time on the ocean. However, without boating insurance, you could be setting yourself up for some very high expenses that can take the fun right out of this […]
Is your classic car protected? Even if your antique ride spends a good part of the time in storage, waiting for those sunny days to be shown off outdoors, you still need to have the right kind of insurance on it. Unlike modern cars, your classic Mustang or Ford Fairlane needs to have special insurance, […]
Auto dealerships need to have the right insurance coverage in order to protect their businesses. This gets a bit tricky, as there’s more than one type of policy that they need to have in place, regardless of the size of the dealership. The goal of these policies is to keep your dealership running, no matter […]
Do you have enough business insurance to cover every important thing should a catastrophe strike? When you started your business, you went to your agent, discussed the possibilities and your options, then chose your insurance policies. You’ve probably been renewing them every six months without thinking about it, but what happens if things have changed […]
Every business, no matter how large or small, needs insurance coverage. Yes, even those who are self-employed and spent their time working for themselves, without anything more than a home office, must have some sort of business insurance in place, just in case. It can be daunting to look for a policy when your only […]
Did you know that if you get into an accident while driving your vehicle for business purposes, your standard automobile insurance policy more than likely won’t cover any damages? You could end up paying a lot of money out of pocket should you be found at fault for the accident. Rather than take this chance, […]
There are few things more nerve-wracking than getting a traffic ticket. First, you have to sit through the traffic stop while the officer runs your plates and determines what to charge you with. Then, you have to decide whether to fight the ticket or simply pay the fine and court costs. Finally, you have to […]
Sometimes your insurance company will insist on doing an inspection of your home prior to a home insurance policy renewal. They may also want to conduct an inspection if you’ve just bought a new home to make sure that everything is in good condition before your new policy kicks in. There are generally two parts […]
HOAs, also known as Homeowner’s Associations, are groups that oversee a specific property. For example, if you live in a housing development or condominium that’s part of an HOA, you’ll have to pay dues which will grant you access to the communal areas, like pools and other recreational opportunities that are part of the property. […]
