Formed in 1992, Charlotte Insurance is one of Charlotte’s largest locally owned Property & Liability insurance providers, generating about 80 percent of its client base locally. The company provides custom business, commercial, home, auto, & boat insurance that meets the most important policy elements, while staying on budget

The locally based North Carolina agency Charlotte Insurance has provided tips to help their community have a safe and happy summer! This season is supposed to be a time of relaxation and family fun, but unfortunately there still risks involved. It is important to know what precautions to take when a potential threat of a summer fire occurs—whether from fireworks, the grill, or a campfire. One of the biggest holidays of the season is coming up, the Fourth of July, and Charlotte Insurance encourages the community to celebrate safely.

Memorial Day, originally called Decoration Day, is a day of remembrance for those who have died in our nation’s service. There are many stories as to its actual beginnings, with over two dozen cities and towns laying claim to being the birthplace of Memorial Day. There is also evidence that organized women’s groups in the South were decorating graves before the end of the Civil War: a hymn published in 1867

Click Here for out latest Press Release on Watercraft Safety!

Two auto insurance bills in the Senate sponsored and supported by the insurance industry will cause mandatory auto liability insurance rates to skyrocket over the next few years for 1,000,000 North Carolina auto insurance policyholders.

The members of the AIANC represent over 200,000 North Carolina policyholders. It is our belief that these bills, while beneficial for insurance companies, would be harmful to our customers.

IDENTITY THEFT
• Keep the amount of personal information in your purse or wallet to the bare minimum. Avoid carrying additional credit cards, your social security card or passport unless absolutely necessary.
• Guard your credit card when making purchases. Shield your hand when using ATM machines or making long distance phone calls with phone cards. Don’t fall prey to “shoulder surfers” who may be nearby.

With warmer weather and sunny days headed our way, Charlotte Insurance has compiled a great list of home maintenance tips guranteed to help Carolina homeowners prepare their properties in time for Spring!

THE STRUCTURE
You need enough insurance to cover the cost of rebuilding your home at current construction costs. Don’t include the cost of the land. And don’t base your rebuilding costs on the price you paid for your home. The cost of rebuilding could be more or less than the price you paid or could sell it for today.

Would you be able to remember all the possessions you’ve accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.