When you imagine yourself in your RV, you probably think about the open road, sleeping in a different place every night (or at least every weekend), the adventures you’ll have, the people you’ll meet, and the memories you’ll make. What you probably don’t think about is RV insurance. But you should, especially before you get […]
The world knows about the tragic deaths at the Astroworld Festival during a rap concert in 2021. It’s every concert attendee, performer, and organizer’s worst nightmare. It wasn’t the first time tragedy has struck during a concert. The Who in 1979, Pearl Jam in 2000, Great White in 2003…the list goes on and on. Not […]
Being self-employed can be one of most rewarding journeys you’ll ever take. Instead of working for a company that doesn’t appreciate you or won’t offer flexibility, you can work for yourself and build a life and a business that matters to you. But that doesn’t mean there aren’t some risks to being self-employed. Whether you […]
You’ve invested in a heavy-duty pickup and a good trailer. You’ve got all your tie-downs and other equipment. You’ve got clients lined up, ready to call on you. You’re ready to be the go-to guy for companies that need small deliveries made in a pinch. You’re fast, reliable, and ready to build your business. Your […]
Own a property you want to develop for multi-family housing? Thinking of investing in rental property as a business opportunity? The market might be hot, and this may be an excellent business venture for your financial future. But if you don’t have the right kind and amount of insurance, you could lose everything in one […]
When you became a dentist, you did it to help people have beautiful smiles and healthy mouths. As you well know, oral health is a window into the overall health of the body. What you probably didn’t think about was the business of running a dental practice. As fulfilling as the work can be, it […]
As a contractor, you’ve got a lot on your plate – bids to put in, contracts to fulfill, subcontractors to hire (or fire). Now add a big storm that rips apart part of an active jobsite or an accident on the road with a company truck. Accidents like these are more than giant headaches. They […]
Your dental office probably has a business owner’s policy (BOP) which provides basic insurance coverage for your business. This includes important forms of coverage: General liability Commercial property Business interruption Employment practices liability That’s a good start, but it’s not nearly enough to truly protect your practice. Your dental office has specific liabilities and concerns […]
You’ve been told over and over again to make sure you read your insurance policy in full so you know exactly what’s covered. If not, you might be severely disappointed when you file a claim because you didn’t know what was and wasn’t covered. Now you’re reading the policy and come across a term that […]
Coinsurance is a little known, little understood, but very common clause for most property insurance coverages. Not understanding how it works – as well as not re-evaluating your homeowners insurance policy from time to time – can cause serious problems when you need to file a claim. Here’s what you need to know. What is […]
