As a business owner, you’ve likely heard many times how important general liability insurance is to your business. It’s the first and most important insurance policy you may ever purchase. But it’s important to know what it does and doesn’t cover, so you can make smart and strategic decisions for your business. Here’s what you […]
If you’ve ever wondered why you pay so much for auto insurance when you drive so few miles, you may be interested in a pay-as-you-go auto insurance policy. While it’s not right for every driver, there are situations that are tailor made for this form of auto insurance. What is Pay-As-You-Go Auto Insurance? Known by […]
You own a condo (or want to buy one), and you know you need condo insurance, but it’s confusing. How much do you need? What does the condo association cover? Do you need a special policy? Let’s take the confusion out of condo insurance once and for all. The Condo Association’s Master Policy What determines […]
Most people never think about flood insurance until the worst happens, and their home is damaged beyond recognition. A lot of people think they don’t need coverage or that it won’t work for them, so they ignore it and never buy a policy. Let’s bust several common myths about flood insurance so you have the […]
On August 9, 2020, in Sparta, North Carolina a magnitude 5.1 earthquake struck. It was felt across the entire state and was the second strongest to occur in North Carolina since 1900. In the devastating aftermath, many victims of the earthquake received even more bad news. Their insurance policies, in large part, would not cover […]
The most exciting thing that happens in your teen’s life may be the scariest thing for you — learning to drive. You want them to learn, to have a bit of freedom, to run errands for you when you’re tired. But as parents it’s easy to worry about the potential dangers, too. How can you […]
Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]
Have you ever wondered if you need a separate insurance policy for your shed or unattached garage? The answer is…maybe. Some homeowners will be just fine with their standard home insurance, but others won’t. How you use your shed, what you store in it, and the perils covered under your current policy will determine if […]
Think insurance for your small camper is unnecessary? Didn’t purchase coverage in order to save money? You might lose money without insurance for your camper — yes, even with a small pop-up camper! Here are four reasons why you need insurance for your camper, no matter how small or old it might be. It Might […]
Insurance is one thing we never hope to need but are glad to have when the need arises. This goes for business insurance, especially. Depending on the situation, one seemingly small mishap could ripple out to the point where suddenly you’re shutting down your business and wondering what happened. Not only is having the right […]
