Avoiding driving while drunk has never been easier. You can get an Uber or Lyft to pick you up and take you home, even if you can’t find a taxi. Many friends are happy to drive you home rather than let you get behind the wheel. For some people, even one drink is too much, […]
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Does Your Small Business Need to Be Bonded?
Written By Charlotte Insurance on March 12, 2019. It has 0 comments.

You’ve heard of companies that are licensed, insured, and bonded. Have you wondered if your own small business should be too? It helps to understand what a bond is and how it can help your business. What is a Bond? A bond is a guarantee between three parties: you, a customer or client that you’ve […]
Protect Your Investment with the Right Rental Property Insurance Coverage
Written By Charlotte Insurance on March 7, 2019. It has 0 comments.

Rental property insurance, often known as landlord insurance, may not be required by law, but it’s a smart way to protect your property and the investments you’ve made as a landlord. Consider it a good business decision. Here’s what you need to know about insuring your rental property. Multiple Forms of Coverage When you purchase […]
How Do Your Insurance Needs Change in Retirement?
Written By Charlotte Insurance on March 5, 2019. It has 0 comments.

Any time you have a major life change, and retirement certainly counts, you should review existing coverage to make sure it’s still a good fit for you. You’ll also want to consider what kind of insurance coverage you need now that you didn’t need before. Retirement is a new phase in your life, one you […]
How Does a Divorce Impact Your Insurance?
Written By Charlotte Insurance on February 28, 2019. It has 0 comments.

If you’re in the process of getting a divorce or separated from your spouse, you already know that your life has become a bit chaotic. There’s a lot of change, and you’re adjusting to a new “normal.” That happens even when the split is amicable. In the middle of it all, you might not have […]
When to Skip the Additional Rental Car Insurance
Written By Charlotte Insurance on February 26, 2019. It has 0 comments.

We’ve all been there. You’re standing at the car rental counter, ready to get on your way, and you’re inundated with all the risk and reasons why you should buy rental car insurance. The sweet deal you got for the rental disappears as you’re looking at $50 more per day to rent a car if […]
Moving? Don’t Forget to Update Your Insurance Agent
Written By Charlotte Insurance on February 21, 2019. It has 0 comments.

When you’re in the middle of a move, there are a lot of things to remember. It’s easy for important things to slip through the cracks, like contacting your insurance agent. Your insurance coverage needs to be updated when you move, especially your auto insurance. Notify Your Agent as Soon as Possible Ideally, as soon […]
Understanding Your Charlotte Homeowners Insurance Policy
Written By Charlotte Insurance on February 19, 2019. It has 0 comments.

Every home in North Carolina needs a homeowners insurance policy. When you’re buying a home with a lender, it might seem like just another box to check to get to the closing table. But if you don’t know what’s in your policy or what it covers, you can get a nasty surprise the first time […]
Dealing with Hail Damage
Written By Charlotte Insurance on February 15, 2019. It has 0 comments.

Hailstorms can pop up out of seemingly nowhere. You don’t know how bad it will be or how long it will last. The damage can be as minimal as pebbles bouncing off your car or as severe as golf balls or bigger raining down on your vehicle. Hail damage, big or small, shouldn’t be ignored. […]
The Importance of Identity Theft Insurance
Written By Charlotte Insurance on February 12, 2019. It has 0 comments.

Every year approximately 9,000,000 identities are stolen in the United States. It takes very little to steal your identity and to wreak havoc on your financial life. You’re the victim of a serious crime, but you also have to spend time and money to clear your name and correct your financial history. Identity theft insurance […]