Mistakes happen. In your case, you were in an accident and found to be driving under the influence. The whole situation was scary and stressful for everyone involved. Now you’re ready to get your driver’s license back, and the court is requiring an SR-22 form from an insurance company first.

There’s just one problem. You don’t own a car.

What are you supposed to do?

Life happens so fast. When things go well, you feel pretty lucky. When they don’t, you wonder if you’re the unluckiest person on the planet. Accidents, storm damage, theft, and even lawsuits can make you feel like you have no luck at all.

Having a good partner to help you navigate all the ways you can protect yourself and your family doesn’t have to be left to luck. Work with an independent insurance agent who can answer your questions and help you plan for all the unlucky moments in life.

Everybody makes mistakes, but they don’t need to define who you are. Once you’ve dealt with the DUI, court, any fines you have to pay the state, and losing your license, you may be ready to think about your auto insurance again.

Plenty of landlords are making renters insurance a requirement these days. Before you think about trying to skip out on this important coverage, think again. Renters insurance covers much more than you realize.

If you’re willing to make some changes around your home and in your life, you can easily qualify for discounts that will save you money on your Charlotte homeowner’s insurance policy. Take a look at these often overlooked ways to reduce your rates and qualify for discounts.

You don’t have to be married to your insurance agent to love one. And we don’t need a card or a big bouquet of flowers on Valentine’s Day – or the anniversary of your current policy. But, if we do say so ourselves, there are plenty of reasons to love your North Carolina independent insurance agent, now and all year long.

No one wants to imagine the worst happening to their home or business. Whether a big storm, accidental fire, or major theft, anything can happen. Creating an inventory of your possessions or equipment is important for both individuals and businesses.

When you have an inventory list of exactly what’s in your home or business, you can help settle your insurance claims faster and for the correct amount. An inventory can also help you make sure you have the right amount of insurance.

The day job is okay, but it’s not your dream. Your dream is to sit on the beach and take calls or maybe create art in your home office all day. Until then, you’ve got the side hustle. It earns extra money and gives you a goal to work for – whether it’s extra cash or a new career.

Have you also imagined the day you get into an accident with a customer in the car? Or your advice to a client is wrong and they lose serious money? It might be a side hustle to you, but the work you’re doing is still a business, and when things go wrong, you could be liable for damages, legal fees, and lawsuit settlements.

If you’ve got any of these side hustles going on, you’re going to need special insurance.