Wedding Insurance

Written by on 2/22/2018 5:53 AM . It has 3 Comments.

charlotte couple who wishes they had wedding insurance

Did you get engaged on Valentine’s Day? Congratulations! Now the fun begins with planning the big day. The fun can quickly turn into stress for many couples, but it doesn’t have to. While you’re working out the details and picking colors, attire, and music, don’t forget to consider wedding insurance, too.

What is Wedding Insurance?

Much like other insurance policies, wedding insurance protects you from the things you can’t control or foresee happening to ruin your big day. Wedding insurance policies can cover specific parts of the big day like photography, videos, attire, gifts, rings, deposits, and general liability. Typically, each part of the wedding that might be covered by a wedding insurance policy will have its own listed limits so it’s not just important to know what’s covered but also how much.

If something happens that prevents your wedding from taking place, a wedding insurance policy can help pay the expenses for rescheduling. The amount paid will be determined by your policy limits, minus any deductible you’re responsible for.

What’s Covered by Wedding Insurance

Like other insurance policies, specific incidents are covered by a wedding policy:

  • Problems with the wedding venue, like last minute cancellations due to weather or damage
  • Illness or injury to the bride, groom, or other essential members of the wedding party
  • Vendors who don’t show up
  • Weather or accidents that make it impossible for essential wedding party members or a majority of guests to get to the wedding.
  • Military deployment that occurs before your wedding
  • Unexpected job relocations
  • Damage caused by your wedding guests

Depending on the policy you select, your wedding insurance won’t just cover accidents, natural disasters, and illness that require a postponement. Some policies will pay for photography or videography re-staging and alternatives if the negatives or equipment are damaged after the wedding takes place. Stolen or damaged non-monetary gifts may also be covered by a wedding insurance policy - although there will be strict limits on this and a police report will likely need to be filed.

What Isn’t Covered by Wedding Insurance

Wedding insurance doesn’t cover everything. As with any policy, there are exclusions and limitations. Your policy won’t pay if one of you has a change of heart and decides not to go through with the wedding. And while the wedding bands may be covered by your policy, an engagement ring may not be included in your coverage.

The sooner you purchase your wedding insurance policy, the better. Before you put down deposits, make sure you know what kind of insurance or guarantees the venue and vendors provide. If you choose wedding insurance, know what’s covered and how you’re protected. Some policies limit how far in advance you can purchase coverage, but if you just got engaged, now is the time to find out.

Are you newly engaged? From all of us at Charlotte Insurance, congratulations! If you’re interested in wedding insurance for your big day, contact us! We’d love to help you make it a day to remember -- and only for good reasons!

Comments

Got something to say? Join the discussion »
  1. yaling45's avatar yaling45
    http://www.airmax90shoes.us.com/ nike air max 95
    http://www.adidas-ultraboost.us.com/ adidas ultra uncaged
    http://www.salomonspeedcross3.us.com/ salomon speedcross 3
    http://www.birkenstocksandalssale.us.com/ birkenstock sandals
    http://www.katespadepurses.us.com/ kate spade wallet
    http://www.longchampbag.us.com/ longchamp bag
    http://www.pumafentyrihannashoes.us.com/ puma clyde
    http://www.kd10-shoes.us.com/ kd 5
    http://www.louboutinredbottoms.us.com/ christian louboutin mens sneakers
    http://www.lebron15-shoes.us.com/ lebron 13
    http://www.jordan11spacejams.us.com/ jordan 11 retro
    http://www.hermesbirkin-handbags.us.com/ hermes bag
    http://www.adidasyeezy-350.us.com/ adidas ultra boost
    http://www.fitflops-sale.us.com/ fitflop sandals
    http://www.curry4-shoes.us.com/ kevin durant shoes
    http://www.pandorajewelryscharms.us.com/ pandora rings
    http://www.pandorajewelryrings.us.com/ pandora rings
    http://www.adidasnmdrunnerr1.us.com/ addidas nmd
    http://www.nikeairmax-90.us.com/ nike air max 90
    http://www.kyrie-4.us.com/ kyrie irving shoes
    http://www.fitflopsshoes.us.com/ fitflop shoes
    http://www.jordans11shoes.us.com/ jordan retro 12
    http://www.yeezyboost350shoes.us.com/ yeezy
    http://www.nikeairvapormaxflyknit.us.com/ nike air max 90
    http://www.pandora-jewelrysale.us.com/ pandora jewelry official site
    Reply 4/27/2018 8:57 PM
  2. changhon62's avatar changhon62
    http://www.jordans11shoes.us.com/ new jordans
    http://www.katespadepurses.us.com/ kate spade laptop bag
    http://www.salomonspeedcross3.us.com/ salomon shoes
    http://www.pandorajewelryrings.us.com/ pandora jewelry
    http://www.fitflops-sale.us.com/ fitflops clearance
    http://www.birkenstocksandalssale.us.com/ birkenstock
    http://www.jordan11spacejams.us.com/ jordan retro
    http://www.pandorajewelryscharms.us.com/ pandora jewelry
    http://www.pandora-jewelrysale.us.com/ pandora charms
    http://www.curry4-shoes.us.com/ curry 1
    http://www.hermesbirkin-handbags.us.com/ hermes purse
    http://www.louboutinredbottoms.us.com/ louboutin heels
    http://www.yeezyboost350shoes.us.com/ adidas yeezy boost 350
    http://www.nikeairmax-90.us.com/ air huarache
    http://www.nikeairvapormaxflyknit.us.com/ nike air max 95
    http://www.pumafentyrihannashoes.us.com/ puma fenty slippers
    http://www.kd10-shoes.us.com/ kd 5
    http://www.adidasyeezy-350.us.com/ yeezy boost 350 v2
    http://www.kyrie-4.us.com/ kevin durant shoes
    http://www.adidas-ultraboost.us.com/ ultra boost mens
    http://www.airmax90shoes.us.com/ vapormax
    http://www.adidasnmdrunnerr1.us.com/ adidas nmd womens
    http://www.longchampbag.us.com/ longchamp backpack
    http://www.lebron15-shoes.us.com/ lebron soldier
    http://www.fitflopsshoes.us.com/ fitflops clearance
    Reply 5/14/2018 2:40 AM
  3. yanxia39's avatar yanxia39
    http://www.ferragamoshoess.us.com/ ferragamo shoes men
    http://www.ed-hardys.us.com/ ed hardy jeans
    http://www.salvatore-ferragamo.us.com/ ferragamo shoes
    http://www.northface-jacket.us.com/ womens north face jacket
    http://www.salomon--shoes.us.com/ Salomon Shoes
    http://www.nikeairmax-95.us.com/ nike air max 95
    http://www.kevin-durant-shoes.us.com/ kd 10
    http://www.nikeairmax-90.us.com/ nike air max
    http://www.chromehearts-jewelry.us.com/ chrome hearts sunglasses
    http://www.moncler-coat.us.com/ moncler sale
    http://www.adidasnmd-womens.us.com/ adidas originals nmd
    http://www.monclerjacket.org.uk/ moncler jacket womens
    http://www.louboutinredbottoms.us.com/ louboutin
    http://www.supremeshirt.us.com/ supreme shoes
    http://www.longchampbag.us.com/ longchamp backpack
    http://www.air-max-95.us.com/ air max 95 mens
    http://www.adidasyeezys.org.uk/ adidas yeezy
    http://www.adidasyeezy-350.us.com/ yeezy boost
    http://www.ultra--boost.us.com/ adidas originals ultra boost
    http://www.kyrie-irving-shoes.us.com/ kyrie irving shoes
    http://www.hermes--belt.us.com/ hermes
    http://www.airmax-2018.us.com/ nike air max
    http://www.pandora-jewelrysale.us.com/ pandora jewelry official site
    http://www.goyardbag.us.com/ goyard backpack
    http://www.chromeheartsjewelrys.us.com/ chrome hearts t shirt
    http://www.james-hardenshoes.us.com/ james harden
    http://www.swarovskis.us.com/ swarovski
    http://www.nikeairmax270.org.uk/ nike air max 270
    http://www.jordan--11.us.com/ jordan retro 11
    http://www.adidas-yeezyboost350.us.com/ yeezy boost 350
    http://www.birkenstock--sandals.us.com/ birkenstock shoes
    http://www.redbottoms-louboutin.us.com/ louboutin
    http://www.polo-ralphlauren-outlet.us.com/ polo
    http://www.ralphlauren--polo.us.com/ ralph lauren dresses
    http://www.bvlgaris.us.com/ bvlgari sunglasses
    http://www.yeezyboost350v2.co.uk/ yeezy shoes
    http://www.prada--handbags.us.com/ prada handbags
    http://www.uggs--boots.us.com/ uggs on sale
    http://www.northfacejacketoutlets.us.com/ womens north face jacket
    http://www.pandoras-uk.co.uk/ pandora charms
    http://www.yeezyboost350shoes.us.com/ yeezy boost 350 v2
    http://www.rayban-glasses.us.com/ ray ban sunglasses
    http://www.lebron15-shoes.us.com/ lebron 14
    http://www.new--balance.us.com/ new balance
    http://www.adidas--shoes.co.uk/ adidas shoes
    http://www.airmax270.co.uk/ nike vapormax
    http://www.oakley--glasses.us.com/ oakley glasses
    http://www.longchampbackpack.us.com/ longchamp
    http://www.mulberrys.org.uk/ mulberry handbags
    http://www.airjordan11spacejam.us.com/ jordan retro 11
    http://www.burberry--scarf.us.com/ burberry shirt
    http://www.hermesbirkin-handbags.us.com/ Hermes Handbags
    http://www.eccoshoesoutlets.us.com/ ecco shoes
    http://www.jordans11shoes.us.com/ jordan 11 space jam
    http://www.asics--shoes.us.com/ asics
    http://www.lacosteshirts.us.com/ lacoste shirts
    http://www.coachbags-outlet.us.com/ coach
    http://www.ugg--slippers.us.com/ uggs for women
    http://www.nikeair-max90.co.uk/ nike air max
    http://www.uggsformen.us.com/ uggs for men
    http://www.huaraches.us.com/ huarache
    http://www.celines.us.com/ celine,celine bag
    http://www.nikeairmax-97.us.com/ air max 97 gold
    http://www.fitflops-sale.us.com/ fitflop sale
    http://www.redbottom--shoes.us.com/ christian louboutin
    http://www.jordan11spacejams.us.com/ jordan retro 12
    http://www.barbourjackets.co.uk/ barbour wax jacket
    http://www.ray--bansunglassess.us.com/ ray ban eyeglasses
    http://www.air-max-90.us.com/ nike air max
    http://www.stephen-curry-shoes.us.com/ stephen curry shoes
    http://www.adidasnmds.co.uk/ adidas nmd
    http://www.curry4-shoes.us.com/ curry 4 shoes
    http://www.skechers--shoes.us.com/ skechers women
    http://www.goyardbackpack.us.com/ goyard backpack
    http://www.true--religion.us.com/ true religion jeans
    http://www.katespadepurses.us.com/ kate spade handbags
    http://www.montblancs.us.com/ mont blanc outlet
    http://www.airmax90shoes.us.com/ nike air max 90
    http://www.pandorajewelryscharms.us.com/ pandora jewelry official site
    http://www.truereligion--jeans.us.com/ true religion jeans for women
    http://www.jordanretro11-shoes.us.com/ jordan retro
    http://www.burberry-bags.us.com/ burberry
    http://www.pandorasjewelry.co.uk/ pandora jewelry
    http://www.monclerjacketwomens.us.com/ moncler
    http://www.nikeairvapormaxflyknit.us.com/ nike air max
    http://www.adidasoriginalsnmd.us.com/ nmd
    http://www.valentino--shoes.us.com/ valentino
    http://www.barbours.org.uk/ barbour wax jacket
    http://www.under-armour-shoes.us.com/ under armour outlet
    http://www.burberrys.org.uk/ burberry handbags
    http://www.salomonshoes.co.uk/ salomon boots
    http://www.pandoras-jewelrys.us.com/ pandora earrings
    http://www.kd10-shoes.us.com/ kd 9
    http://www.air-max-270.us.com/ nike air max 270 women
    http://www.fitflopsshoes.us.com/ fitflop sandals
    http://www.salomonspeedcross3.us.com/ salomon speedcross 4
    http://www.moncler--jacket.us.com/ moncler
    http://www.salomon-boots.us.com/ salomon speedcross 3
    http://www.adidas-ultraboost.us.com/ yeezy boost 350
    http://www.mbts.us.com/ mbt shoes
    http://www.nike--shoes.co.uk/ nike air max 270
    http://www.skechersuk.co.uk/ skechers shoes
    http://www.pandora-charmsjewelry.us.com/ pandora
    http://www.michaelkors-handbagss.us.com/ michael kors outlet
    http://www.adidas-superstarshoes.us.com/ adidas superstar mens
    http://www.prada--bags.us.com/ prada bags
    http://www.asicss.us.com/ asics running shoes
    http://www.katespadebags.us.com/ kate spade handbags
    http://www.pandora-jewelrybracelet.us.com/ pandora rings
    http://www.mcms.us.com/ mcm bags
    http://www.chrome--hearts.us.com/ chrome hearts ring
    http://www.katespade--outlet.us.com/ kate spade bags
    http://www.yeezyboost350--v2.us.com/ yeezy boost 350 v2
    http://www.polo-ralph-lauren.org.uk/ polo ralph lauren
    http://www.airmax95.co.uk/ nike air max 97
    http://www.pandora--jewelrys.us.com/ pandora earrings
    http://www.supreme--clothing.us.com/ supreme clothing
    http://www.rayban--glasses.us.com/ ray ban wayfarer
    http://www.nike-airmax-2018.us.com/ air max
    http://www.michael-kors-bags.us.com/ michael kors handbags
    http://www.nikeair-max.co.uk/ nike air max
    http://www.nike-airmax270.us.com/ nike air max
    http://www.monclerjacketmens.us.com/ moncler coat
    http://www.oakley--sunglassess.us.com/ oakley glasses
    http://www.pandora--rings.us.com/ Pandora
    http://www.ralphlaurenspoloshirts.us.com/ ralph lauren shirts
    http://www.pandorauk.us.com/ pandora uk
    http://www.ray--ban.us.com/ ray ban eyeglasses
    http://www.pumarihannafenty.us.com/ rihanna puma shoes
    http://www.fitflop--sandals.us.com/ fitflop shoes
    http://www.mcm--bags.us.com/ mcm handbags
    http://www.jimmychooheels.us.com/ jimmy choo shoes
    http://www.adidasoriginalsultraboost.us.com/ adidas originals ultra boost
    http://www.pandoraearrings.us.com/ pandora charms
    http://www.nikekdshoes.us.com/ kd 9
    http://www.balenciaga--shoes.us.com/ balenciaga bag
    http://www.adidas-yeezy-shoes.us.com/ Adidas Yeezy
    http://www.air-max-97.us.com/ air max 97 womens
    http://www.christianlouboutinredbottoms.us.com/ louboutin
    http://www.skecherss.us.com/ skechers
    http://www.nike--vapormax.us.com/ nike vapor max
    http://www.vapormaxs.us.com/ nike air vapormax
    http://www.cartier-bracelet.us.com/ cartier sunglasses
    http://www.fitflop--shoes.us.com/ fitflop
    http://www.pandorajewelryrings.us.com/ pandora bracelet
    http://www.nikelebron15.us.com/ lebron shoes
    http://www.kyrie-4.us.com/ kyire 4
    http://www.balenciagas-sneakers.us.com/ balenciaga shoes
    http://www.coach--bags.us.com/ coach bags
    http://www.swarovskisjewelry.us.com/ swarovski jewelry
    http://www.adidasnmdrunnerr1.us.com/ nmd adidas
    http://www.nikeairmax97.co.uk/ air max 97
    http://www.jordan11.co.uk/ jordan retro 11
    http://www.monclers.uk/ moncler
    http://www.birkenstocksandalssale.us.com/ birkenstock
    http://www.uggs-forwomen.us.com/ ugg slippers
    http://www.nike-huaraches.us.com/ nike huarache
    http://www.mulberry-handbags.us.com/ mulberry bayswater
    Reply 8/2/2018 3:32 PM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail