The first step in getting the proper coverage for your particular business is to find the right insurance agent or broker. Here are a few tips:
- Ask friends and acquaintances in the same kind of business about the agent they use.
- Ask the agent or company that provides your personal insurance for advice on the kind of insurance you need for your business.
- Contact business trade associations to see if they sponsor an insurance program designed specifically for your business or if they can provide a list of insurers who specialize in your field.
- Make sure the insurance agent you pick is knowledgeable about your business’s insurance needs. Your agent can tell you what to do to reduce the likelihood of theft, injuries to visitors and workers, and other business-related losses.