Early spring is a common time for tornadoes in North Carolina. Although not as severely affected as other parts of the US, North Carolina still sees its fair share of this destructive weather phenomenon. A direct hit from a tornado could potentially wipe out your home and endanger your family. Most home insurance policies do provide coverage for tornadoes as they are classified as ‘wind damage’ but it is always worth checking with your North Carolina insurance agency to make sure this is the case.
As tornadoes move rapidly and often arrive with little or no warning, it is a good idea to make sure you are prepared in the event of an emergency. Your family’s safety should be the first priority and having an emergency evacuation plan and supplies in stock could mean the difference between getting out quickly and panicking in the event that a tornado is heading your way.
Your home insurance may protect you financially against the consequences of a close encounter with a tornado but making sure your family is safe is your priority. Make sure you have emergency preparations in place and check with your North Carolina insurance agency to make sure your home insurance is adequate to cover rebuilding costs in the event of complete destruction to your house and property.