A home inventory is something every homeowner (and renter) needs. It lists all of your personal possessions so if you ever need to file an insurance claim for damage or theft, you receive the right amount to replace what was lost. Here are a few home inventory basics to keep in mind when you make […]
Category: Home Insurance
Financial Resolutions for the New Year
Written By Charlotte Insurance on January 7, 2021. It has 0 comments.
The beginning of a new year is the perfect time to figure out what you’ll do better than the year before. With rapid changes to the economy going on all around us, many people have added finances to their goals for 2021. Here are a few common financial resolutions you might have — and tips […]
The Importance of Fireplace Inspections
Written By Charlotte Insurance on December 29, 2020. It has 0 comments.
Having your fireplace and chimney inspected might seem like something you can put off for another day, but there are very real dangers that can occur when you don’t get this done regularly — like your home catching on fire! At minimum, you need an annual inspection done for your fireplace and chimney, although cleaning […]
Common Electrical Mistakes Homeowners Make
Written By Charlotte Insurance on December 15, 2020. It has 0 comments.
Many homeowners dream of becoming the next DIY rockstar, taking on projects big and small around their home. But mishandling electrical issues can lead to disasters like fires, injury, and more. Protect your home, your family, and your home insurance rates by avoiding these common electrical mistakes. Overloaded Circuits It can happen at any point, […]
Home Insurance 101: Understanding MedPay
Written By Charlotte Insurance on December 3, 2020. It has 0 comments.
If you ever read through your home insurance policy, and you should at least once a year or so, you may see a section labeled “Coverage F” or “Medical Payments Coverage” aka MedPay Coverage. What is this? How does it work? Why is it there? Here’s what you need to know about MedPay. What is […]
Disaster Preparedness for Every Homeowner
Written By Charlotte Insurance on October 27, 2020. It has 0 comments.
No one wants to think a disaster will ever happen to them, but storms, fires, and other dangers can strike out of nowhere. To keep your family and your same safe, prepare early for potential disasters. Here’s what you need to know as a homeowner. Identify Potential Hazards Certain hazards are common to everyone, regardless […]
Homeschooling and Your Insurance
Written By Charlotte Insurance on October 6, 2020. It has 0 comments.
We’re in unprecedented times which calls for new and innovative ways to make sure our families have what they need while staying safe. With the pandemic still raging, many parents have not felt comfortable sending their kids back to traditional school. If you’re keeping your kids out of in-person learning, you’re not alone, but it’s […]
Demystifying Condo Insurance
Written By Charlotte Insurance on September 11, 2020. It has 0 comments.
You own a condo (or want to buy one), and you know you need condo insurance, but it’s confusing. How much do you need? What does the condo association cover? Do you need a special policy? Let’s take the confusion out of condo insurance once and for all. The Condo Association’s Master Policy What determines […]
Earthquakes and Your Insurance
Written By Charlotte Insurance on August 31, 2020. It has 0 comments.
On August 9, 2020, in Sparta, North Carolina a magnitude 5.1 earthquake struck. It was felt across the entire state and was the second strongest to occur in North Carolina since 1900. In the devastating aftermath, many victims of the earthquake received even more bad news. Their insurance policies, in large part, would not cover […]
How Having Your College Student Back at Home May Impact Your Insurance
Written By Charlotte Insurance on August 25, 2020. It has 0 comments.
Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]