When buying homeowners insurance, a lot of terms get thrown around, creating a bit of confusion and leading to many questions. The two most common (and likely most important) terms in your homeowners policy are replacement cost and actual cash value. What are they, and how do you know which one is right for you? […]
The warm weather is here, and it’s time to dust off the grill and enjoy the taste of flame-grilled foods and all the barbecue you can eat. Before you light up the propane or the charcoal, it’s important to stay safe. Your family and home depend on it. Here’s what you need to know. Don’t […]
The fact of the matter is that boating in the state of North Carolina does come with some requirements and restrictions. A boating license is required for anyone born after 1988, and a minimum amount of liability coverage is required for boat owners. If you’re asking yourself if boat insurance is required in NC, the […]
In the event of a homeowners insurance claim, it’s important to be able to show that your property was being actively maintained before the issue started, otherwise the claim may be denied. Here’s what you need to know about property maintenance and maintaining good records. Schedule Regular Services and Maintenance To help prevent problems before […]
A busy hurricane season has already been predicted for 2020 with up to 19 named storms possible, according to the National Oceanic and Atmospheric Administration (NOAA). The season began June 1 and runs through November 30. Here’s what you need to know to get prepared now, before a storm arrives. Put Together a Disaster Supply […]
With the kids being home all the time, you might be running out of ways to entertain them. Or you’re just worried about all the screen time they’re getting. You want them to go outside and play while staying at home, but you’re not sure what they can do. So you’re considering getting them that […]
It feels like coronavirus has taken over every part of our life at this point. Because of it, we’ve changed where we go, how we shop, and how our kids go to school. Has coronavirus impacted insurance, too? In some ways, yes. Here’s what you need to know. Inability to Pay Premiums The biggest impact […]
So you come home and discover a burst pipe and Fido practicing the doggy paddle in the kitchen. After the shock wears off, you’re wondering if it’s going to be covered by your insurance. Water damage can be extensive, and it can ultimately occur out of the blue. It is also one of the most […]
Now that the winter weather is on its way out the door (minus those last minute cold snaps, of course), it’s time to turn your attention to spring. Not just the beautiful weather and the fun to be had outdoors. It’s also a good time to take care of spring home maintenance, especially as the […]
Does keeping up with your insurance policies, renewal dates, and payments feel like major hassles? Do you ever wonder if you’re really getting the best price? Are you tired of calling multiple companies to settle one claim? It may be time to move your insurance to a single independent insurance agency who can handle all […]
