There are plenty of risks associated with a home renovation, especially construction on custom homes or projects that are detailed and complex. Understanding the risks and how to mitigate them prior to the start of construction will save time and money for homeowners.
The three biggest risks pre-construction for a home renovation are selecting a contractor, formalizing the contract, and making sure all parties are properly covered by insurance.
With the passage of the new laws governing licensed landscapers in North Carolina, there’s a lot to take in and understand so that you’re in compliance. As of August 1, landscapers are no longer simply registered within the state but are now licensed and must show proof of purchase for surety bonds. What does this mean for you as a professional landscaper?
Accidents happen, but some car crashes are by design.
Orchestrated by sophisticated criminal networks, staged “accidents” bilk car insurance companies out of billions of dollars, with consumers paying the ultimate price in higher premiums.
They work like this: You’re driving along innocently when a car comes out of nowhere, and wham! Before you know what hit you, passengers pile out of other cars complaining of injuries. Strangers urge you to visit a certain clinic or lawyer. Witnesses conveniently appear. And finally the other driver and passengers file large damage and/or injury insurance claims against you for thousands of dollars.
Homeowners insurance and trampolines do not play well together. “Why?” you may ask. Because they’re causing more claims, and big dollar ones to boot. Remember, insurance is ALL about risk. The more risky, either the more premium you’ll pay or in the above example, the insurance company will choose to avoid the risk altogether.
SO WHY ARE HOMEOWNERS INSURANCE COMPANIES SO CONCERNED ABOUT TRAMPOLINES?
Charlotte Insurance is an accredited business with the Better Business Bureau. We are very proud of our A+ rating.
According to The Wall Street Journal, the home ownership rate has stopped falling and Freddie Mac reports that mortgage interest rates are dropping more and more. These are both signs of an upturn in the real estate market. This means there are more deals being made and more chances for a real estate agent to be blamed for a sale falling through. An agent’s reputation could be damaged if a client thinks they are at fault for an unsuccessful sale, and a claim could be financially burdensome to the agent.
To get a good price for your property and a quick sale, it’s best to be prepared on all fronts.
Work with your agent to get as many buyers vying for your house. Competition will drive the price up as well as keep you in control.
You should try and find out as much as possible about your buyers. They might be motivated by a need to move in quickly, in which case they might be willing to pay more, rather than wait and negotiate. Also, you need to be sure that they have enough money to pay for the house and that they are not wasting your time.
Many people believe that spring is an auspicious season for selling your home. It has nothing to do with the symbolic “birth of nature”. It is a known fact that more people search for a house to purchase in the spring. This should do the trick, don’t your think?
Well, no as a matter of fact, because many think as you do. Therefore, there are more listings in spring, and the competition is much fiercer. Basically, it turns into a buyer’s market.
Have you ever wondered what it’s like to be a high-profile superstar athlete and have all the fame and glory that goes with it? Think of all the things you could buy with that kind of money! For most people, it would be a dream come true to be earning millions of dollars! What could possibly go wrong? How should a financial advisor handle these clients with such astronomically high net-worth?
If you’ve never heard of Hagerty, it’s probably because you don’t own a collector or classic car. They specialize in providing insurance for car aficionados looking to protect their “babies” from any possible harm. What kind of danger is there for cars that only see the open road on rare occasions? Read on and find out some of the wackiest claims that Hagerty has dealt with in the past!
