You’ve invested in a heavy-duty pickup and a good trailer. You’ve got all your tie-downs and other equipment. You’ve got clients lined up, ready to call on you. You’re ready to be the go-to guy for companies that need small deliveries made in a pinch. You’re fast, reliable, and ready to build your business. Your […]
Own a property you want to develop for multi-family housing? Thinking of investing in rental property as a business opportunity? The market might be hot, and this may be an excellent business venture for your financial future. But if you don’t have the right kind and amount of insurance, you could lose everything in one […]
When you became a dentist, you did it to help people have beautiful smiles and healthy mouths. As you well know, oral health is a window into the overall health of the body. What you probably didn’t think about was the business of running a dental practice. As fulfilling as the work can be, it […]
As a contractor, you’ve got a lot on your plate – bids to put in, contracts to fulfill, subcontractors to hire (or fire). Now add a big storm that rips apart part of an active jobsite or an accident on the road with a company truck. Accidents like these are more than giant headaches. They […]
Your dental office probably has a business owner’s policy (BOP) which provides basic insurance coverage for your business. This includes important forms of coverage: General liability Commercial property Business interruption Employment practices liability That’s a good start, but it’s not nearly enough to truly protect your practice. Your dental office has specific liabilities and concerns […]
You’ve been told over and over again to make sure you read your insurance policy in full so you know exactly what’s covered. If not, you might be severely disappointed when you file a claim because you didn’t know what was and wasn’t covered. Now you’re reading the policy and come across a term that […]
Coinsurance is a little known, little understood, but very common clause for most property insurance coverages. Not understanding how it works – as well as not re-evaluating your homeowners insurance policy from time to time – can cause serious problems when you need to file a claim. Here’s what you need to know. What is […]
Thinking of renting out your home when you move? Feel like your second home could help pay for itself when you’re not using it? If you’re considering renting your property, make sure a landlord insurance policy is part of the plan. Here’s what you need to know. How Do You Know You Need a Landlord […]
The news is inundated with the fact that home values are on the rise. You may have even received a few postcards and flyers encouraging you to refinance or even sell your home and make some serious cash. With values going up, you may wonder if you have enough home insurance to cover your home. […]
Your business owners policy (BOP) helps protect the basics of your business: property damage, business interruption, and general liability. That’s a good starting point but it’s not enough for most companies. Here are things your BOP doesn’t cover and what coverage you need to protect your business. Driving for Business Purposes Any driving you do […]
