Click Here for out latest Press Release on Watercraft Safety!

Two auto insurance bills in the Senate sponsored and supported by the insurance industry will cause mandatory auto liability insurance rates to skyrocket over the next few years for 1,000,000 North Carolina auto insurance policyholders.

The members of the AIANC represent over 200,000 North Carolina policyholders. It is our belief that these bills, while beneficial for insurance companies, would be harmful to our customers.

IDENTITY THEFT
• Keep the amount of personal information in your purse or wallet to the bare minimum. Avoid carrying additional credit cards, your social security card or passport unless absolutely necessary.
• Guard your credit card when making purchases. Shield your hand when using ATM machines or making long distance phone calls with phone cards. Don’t fall prey to “shoulder surfers” who may be nearby.

With warmer weather and sunny days headed our way, Charlotte Insurance has compiled a great list of home maintenance tips guranteed to help Carolina homeowners prepare their properties in time for Spring!

THE STRUCTURE
You need enough insurance to cover the cost of rebuilding your home at current construction costs. Don’t include the cost of the land. And don’t base your rebuilding costs on the price you paid for your home. The cost of rebuilding could be more or less than the price you paid or could sell it for today.

Would you be able to remember all the possessions you’ve accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.

Americans enjoy more than three billion barbecues each year. But barbecuing can be dangerous, even deadly, if you are not careful.

The following tips can make your grilling experience safer:

As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.