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No matter what type of company you run, you are always going to be faced with risks. Whether you work in the medical field, marketing or even cosmetology, your business must be covered! For some, it is a difficult decision when it comes to choosing policies. There are so many different options; you may not even fully understand them all. However, that is exactly why our trusted South Carolina insurance agents are there to help. Allow us to break a few coverage options down for you…

Only a few more days until the spookiest night of the year! For many, this holiday is a great time. However, for nutritionists and doctors, Halloween is an unhealthy nightmare. All the sugary treats and salty snacks are out on shelves and ready for Americans across the nation. With such an increase in obesity in our nation, doctors have a right to be concerned! There are always healthy alternatives and as your trustyNorth Carolina insurance agency, we would like to share a few of them with you!

According to Safe Kids USA, children are twice as likely to be killed by a vehicle on Halloween compared to other days of the year. Take extra caution behind the wheel on Halloween and use the following driving tips to keep trick-or-treaters safe.

Fire Facts:

• 1 home structure fire was reported every 87 seconds in 2009.
• On average, 7 people died in home fires every day.
• Adults 65 and over face the highest risk of fire death.
• Roughly 2/3 of home fire deaths happen in homes with no smoke alarms or no working smoke alarms.

According to a National Highway Traffic Safety Administration (NHTSA) report, motor vehicle crashes are the leading cause of death for children ages three to 14. Reduce the risk and implement these tips for safe driving when there are children in your vehicle:

According to a National Highway Traffic Safety Administration (NHTSA) report, each year an average of 19 school-age children lose their lives in traffic crashes related to school transportation. With a new school year approaching, help stay safe by following these tips:

Each year, millions of Americans fail the GMAC Insurance National Drivers Test. Looking back, what are the most common mistakes folks make? To a great number of drivers, it seems that yellow lights, yellow lines and knowing the safe following distance when driving behind another vehicle are the topics in the most difficult questions on the National Drivers Test. Below are the three questions most often answered incorrectly each year. Take this mini-test and see how you’d do…

• Sixty-four percent of parents are imposing the “no mobile devices while driving” rule.
• About 50 percent of parents implement a driving curfew.

It’s time to go back to college! Share these valuable driving safety tips with your college students as they load up their cars and head back to college.

1. Avoid Cramming, Pack Right. Even though your son or daughter will try to fit every last piece of dorm room equipment into the car, make sure whoever is driving is able to see out of the rearview mirror despite a fully packed car. Nothing should be packed above seat level in order to avoid projectile movement of objects if the need to stop short arises. Pack right by making two trips or shipping what will not fit safely in the car.