It’s Time to Evaluate Your Insurance Policy! Written by Marty Karriker on 6/6/2012 10:00 AM . It has 0 Comments. It’s that time of year again! Summer has arrived and with it brought plenty of sun and fun. As the amount of daylight increases, so will your desire to enjoy the great outdoors. Whether you are planning a sandy beach vacation, a challenging hiking trip, or simply relaxing in your own backyard, make certain that summer toys such as motorcycles, boats, jet skis, four wheelers, and golf carts are covered under your insurance policy. As your trusted North Carolina insurance agency, Charlotte Insurance can offer you the best coverage at the most competitive price.