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How to Insure Raw Materials in Transit or Storage

Written By Charlotte Insurance on August 12, 2025. It has 0 comments.

raw materials being mined from the earth before needing to be insured httpswww.pexels.comphotobirds-eye-photography-of-mine-2101135

Mining companies need to consider more than the health and welfare of their employees. They also need to ensure that the raw minerals that those workers unearth are properly insured while they are in transit and also in storage. After all, these raw materials are the company’s livelihood, so if they’re damaged, the company automatically […]

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Understanding HIPAA and How Insurance Can Help Cover Violations

Written By Charlotte Insurance on August 4, 2025. It has 0 comments.

an EMT with a solid understanding of HIPAA requirements helping a patient. httpswww.pexels.comphotoperson-helping-a-man-place-his-arm-on-chest-6520100

Does your business involve interacting with patients? Whether you run a NEMT (non-emergency medical transport) business or a pharmacy that has a clinic attached, you need to ensure that all of your employees adhere to HIPAA laws. If they fall short on this, your business could end up getting fined, or worse, you could have […]

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Adding an In-House Clinic to your Pharmacy? What That Means for Your Liability

Written By Charlotte Insurance on July 28, 2025. It has 0 comments.

a nurse at an in-house pharmacy clinic discussing their insurance with their insurance agent

Due to the increasing costs of health care, many people prefer to go to urgent care facilities and in-house clinics in order to get a proper diagnosis. These clinics are great at diagnosing simple ailments such as the flu, pneumonia, allergies, and other issues. They also bring in new clientele who haven’t been to your […]

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When to Review (and Update) Your Condo Association’s Insurance Policy

Written By Charlotte Insurance on July 21, 2025. It has 0 comments.

a condo association board discussing their insurance policies

Running a condo association involves a number of tasks, like ensuring that homeowners adhere to the rules and regulations, that the common spaces are cleaned regularly, and most importantly, that the condo building and its related association have the right types and amounts of insurance. Your group should already have the required policies, like building […]

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The Insurance Implications of Outsourcing Parts of Your Manufacturing Process

Written By Charlotte Insurance on July 14, 2025. It has 0 comments.

two employees discussing the Insurance Implications of Outsourcing Parts of Your Manufacturing Process

It’s pretty common these days for companies to outsource parts of their manufacturing process. Whether this entails having the entire part, toy, or item made elsewhere then sent to your company for packaging, or having a simple segment of the process done outside of your manufacturing platform in order to make assembly easier, it’s crucial […]

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Tenant Displacement After a Disaster: How Insurance Steps In

Written By Charlotte Insurance on July 7, 2025. It has 0 comments.

a tenant displacement insurance policy sitting on a desk

Owning an apartment building comes with risks, and having something disastrous happen to your property is one of them. While you have insurance in place in order to get the building rebuilt, restored, and ready for residence again, your tenants need somewhere to live in the interim. This is where renters insurance comes into play. […]

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What Manufacturers Should Know About Finished Stock Insurance

Written By Charlotte Insurance on June 30, 2025. It has 0 comments.

a warehouse full of products that need finished stock insurance

Manufacturing companies have a lot to worry about. Not only do they need to keep their assembly lines moving and all of their equipment in good, running condition, but they have to ensure that their employees are getting things done safely. These worries don’t stop once the items are made and packaged. Those finished goods […]

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Delivery Drivers & Liability: Are You Covered?

Written By Charlotte Insurance on June 22, 2025. It has 0 comments.

a person receiving their prescription delivery from their phramacy

When it comes to delivering prescriptions, you need to ensure that your pharmacy has the right insurance coverage, just in case. You may think that your company’s commercial auto insurance contains all of the protections that you need, but there are additional things to consider based on what could go wrong. In order to avoid […]

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Insurance 101 for HOA Boards: What’s Your Responsibility?

Written By Charlotte Insurance on June 16, 2025. It has 0 comments.

an example of an HOA that needs insurance, using model home figures

HOAs, also known as homeowner’s associations, have important roles to play in their community. Not only do these groups oversee the homes or condos in their association, ensuring that everyone follows the rules and adheres to the guidelines, but they’re also in charge of running the entire association and any private, yet community accessible parts […]

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Do You Need an Umbrella Policy for Your Business?

Written By Charlotte Insurance on June 6, 2025. It has 0 comments.

a stack of insurance policies

How much insurance protection does your business have? It more than likely has a standard BOP, or Business Owner’s Policy, which contains policies like commercial property insurance and liability. You probably have specialty insurance policies as well, like commercial auto, workers’ compensation, manufacturing or product liability insurance and more, based on what type of company […]

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