As a restaurant owner, you need to have special insurance policies in place in order to avoid having to pay out of pocket for things that fall into the liability category, such as food poisoning and drunk driving. On top of that, there are some standard business owners’ policies that need to be in place […]
Contractors handle a number of different construction jobs depending on their specialty. Some may tackle things like concrete, masonry, and asphalt, while others are more in the building realm and work as carpenters, plumbers, drywall installers, roofing specialists and more. The one thing that all of these contractors have in common though is their need […]
Apartment communities have different insurance needs than detached homes that are situated in standard neighborhoods. Since an apartment building is owned by one company, also known as the landlord, and contains separate apartments occupied by tenants, several distinct types of insurance protections are necessary. On top of that, the owners of the apartment complex need […]
Running an auto dealership isn’t for the faint of heart. There are a number of things that can go wrong, many of which can lead to expensive repairs that hit your company’s bank account hard. While having a number of solid insurance solutions in place can help, it’s important to be prepared for these risks. […]
Auto dealerships often have hundreds of thousands of dollars’ worth of merchandise sitting right on their lot. That’s a lot of money to recoup should something happen, like a tornado, a hurricane, or even a ring of car thieves. Thankfully, you don’t have to put all of your inventory on the line and hope for […]
The manufacturing industry isn’t like it used to be. Instead of workers standing at various assembly line stations wielding wrenches, hammers, and other manual tools, everything now consists of conveyor belts, robotic machinery, computer-controlled tools, and more. Manufacturing relies on these pieces of equipment so heavily that if they went down for more than half […]
No matter how hard you try to keep everyone safe on your manufacturing floor, accidents happen. One minute everything could be going along fine, and the next thing you know someone has been injured. It could be anything from a sprained ankle to a dislocated knee caused by tripping over an unmarked hazard, or something […]
Older homes may look like gems, but those gorgeous exteriors can hide numerous issues, including lead pipes, asbestos tiles, and even knob and tube electrical systems. While these things may be grandfathered into the new housing regulations in your area, what happens when the house catches fire or is damaged by high winds and needs […]
A typical home insurance policy includes two important components: coverage for your property and belongings and liability coverage. The former is designed to replace or repair your home and your furniture, appliances, personal belongings, and more in case of a fire or other form of damage. The latter is a bit more complicated, as far […]
Buying insurance for your condo is quite different than getting a standard homeowner’s insurance policy. Why? Because condos are different than houses, of course. Yes, you’re purchasing insurance on a property that you own, but thanks to the way that condo units are set up, you’ll need a policy specific for protecting this type of […]
