As the name implies, subcontractors are hired by contractors and other businesses overseeing the renovation or construction of a home or business. Since these subcontractors are often hired for a specific part of the job, they aren’t covered under the contractor’s insurance. This makes mistakes and issues that arise on the jobsite quite costly unless […]
If you’re vacationing overseas and get into an auto accident, you may end up having to pay more than you budgeted for. Unless your international travel involves going to Mexico or Canada, your U.S. auto insurance likely won’t follow you. That policy isn’t valid in numerous other countries, leaving you with some potentially expensive bills […]
Renting a car requires making a number of choices. What type of car do you want to rent, an SUV, a sedan, a convertible? Also, how much will it cost? This depends on the model and year of the vehicle that you selected, as well as how far you plan to drive and how long […]
The words “teen driver” and “car insurance rates” tend to make parents cringe. Most parents are fully aware that they’ll end up paying more on their car insurance premiums, thanks to the age of their children who can now attempt to qualify for their driver’s licenses. So, what do you need to know about adding […]
Workers’ compensation insurance is designed to pay not only for your employees’ medical care and expenses after they were injured on the job, but it also covers their salary as they go through the rehabilitation process. As you might expect, this can be rather expensive, especially for the more debilitating injuries. Your workers’ compensation insurance […]
When it comes to your homeowner’s insurance rates, there are a number of factors that go into determining how much you’ll need to pay. Things like your home’s location, overall worth, replacement costs, and more are all on the list. Another factor that insurance companies consider is the age of your home. Why does this […]
Every business that employs people other than the owners should have workers’ compensation insurance. Workplace injuries happen when you least expect it, and you need to not only make sure that your business is covered should an employee break a leg on a slippery floor or injure themselves on a piece of machinery, but that […]
Living in an area like North Carolina, where the potential for getting hit by a hurricane is high, means that you need to prepare for the worst. While some more modern homes might be able to withstand the high flood waters and winds of a hurricane, this doesn’t mean that every house can. In order […]
The only thing worse than seeing your beloved home get damaged in a fire or storm is discovering that you don’t have enough insurance to cover the repairs or rebuild. Being underinsured, or not having enough coverage, is no laughing matter. You could either end up having to pay a lot of money out of […]
Does your business have the insurance coverage that it needs to rebuild after a natural disaster? What would happen if a hurricane hit your geographic area and took out your entire fleet of vehicles or made your offices unable to operate, due to a lack of a roof on the building? If you don’t have […]
