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Halloween Hazards: Liability Risks for Property Managers and HOA Boards

Written By Charlotte Insurance on October 25, 2025. It has 0 comments.

Halloween Hazards Liability Risks for Property Managers and HOA Boards

Halloween is everyone’s favorite holiday. How can you resist the costumes, candy, and decorations that come along with it? Well, until someone gets hurt, that is. Halloween celebrations can lead to plenty of liability risks for your property or homeowner’s association. It’s important to know and understand these risks in order to properly mitigate them, […]

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October Is National Pharmacist Month: Are You Protecting Your Staff with the Right Coverage?

Written By Charlotte Insurance on October 22, 2025. It has 0 comments.

October Is National Pharmacist Month Are You Protecting Your Staff with the Right Coverage

Pharmacists and their assistants work hard every day providing patients with their medications as prescribed. They also check for errors in the prescriptions to ensure that the dosages are correct, as well as examine the other medications that patients are taking to look for contraindications. With all of the things that they have to do […]

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Cybersecurity Awareness Month: Why Every Business Needs Cyber Liability Coverage

Written By Charlotte Insurance on October 16, 2025. It has 0 comments.

Cybersecurity Awareness Month - Business Cyber Liability Coverage

You need to keep every part of your business safe, not just your physical location, right? Every business puts locks on the doors when they close their store or service center for the night in order to prevent criminals from gaining access and stealing their merchandise, tools, and other goods. It’s the same thing with […]

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Fire Prevention Month: Are Your Commercial Properties Properly Protected?

Written By Charlotte Insurance on October 5, 2025. It has 0 comments.

Fire Prevention Month Are Your Commercial Properties Properly Protected

Structure fires can start in many different ways. Some come from the kitchen, where an appliance malfunctioned or some grease caught on fire. Others are caused by faulty wiring or simply homeowner or tenant mistakes. What do all of these things have in common? They cause damage to the buildings in your homeowner’s association (HOA), […]

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What to Do When a Claim Involves Both the HOA/Condo Association and a Unit Owner

Written By Charlotte Insurance on September 24, 2025. It has 0 comments.

An HOA / Condo insurance claim form

Living in a condo unit, especially one where the units are attached to one another and has an HOA or homeowner’s association, requires a number of insurance policies to ensure that everything is covered. Not only does the HOA have a policy to protect themselves should something happen to the outside of the units, because […]

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What Pharmacists Need to Know About Malpractice Insurance

Written By Charlotte Insurance on September 17, 2025. It has 0 comments.

a pharmacist thinking about malpractice insurance while she pulls meds off of a shelf

Normally, you think of physicians only when the words “malpractice insurance” come up. However, pharmacists can benefit from having a malpractice insurance policy as well. Pharmacists do more than just dole out prescribed medications. Since their duties include checking for drug interactions, ensuring that the doctors prescribed the correct dosages, and more, having a malpractice […]

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What to Know About Fair Housing Violations and Insurance Coverage

Written By Charlotte Insurance on September 10, 2025. It has 0 comments.

a fair housing violation graphic

Whether you’re renting out a condo, house, or apartment, you need to understand and follow fair housing laws. These regulations are in place to prevent discrimination of any kind when it comes to finding renters or tenants for your properties. Running afoul of fair housing violations can lead to costly lawsuits and settlements, even if […]

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Protecting Intellectual Property in Manufacturing: Does Insurance Help?

Written By Charlotte Insurance on September 3, 2025. It has 0 comments.

intellectual property insurance graphic

If you take two manufacturing companies that make the exact same items and look at their processes, you’ll find that both are most likely very different. Most manufacturing businesses have their own internal processes and systems that are proprietary and secret. Not only do these secrets keep competitors in the dark, but they also allow […]

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Insuring Amenities: Pools, Gyms, and Clubhouses

Written By Charlotte Insurance on August 27, 2025. It has 0 comments.

a gym inside of an HOA / Condo that is covered with the proper insurance: www.pexels.comphotovarious-fitness-machines-in-modern-spacious-gym-7031706 (1)

Amenities are one of the many reasons why someone chooses to live in an apartment building, HOA, or condo unit. Not only do they like the overall layout of the home that they’re planning to rent or buy, but they also like the many perks that come with the property, like pools, gyms, game rooms, […]

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The Financial Risks of Underinsuring Your Condo Association

Written By Charlotte Insurance on August 20, 2025. It has 0 comments.

a condo / HOA association meeting about insurance. httpswww.pexels.comphotogroup-of-people-standing-in-the-room-8761634

Running a condo association involves taking care of basic maintenance in the common areas, ensuring that all tenants or owners adhere to the rules, and making sure that the association carries adequate insurance policies, just in case. Not having the required insurance policies or enough coverage can lead to a number of problems, particularly those […]

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