When you buy a North Carolina home insurance policy, you assume that nearly anything that might happen will be covered by your insurance provider. Unfortunately, a standard policy doesn’t cover absolutely every potential danger a home or homeowner may face.

Working for yourself, controlling your financial destiny, and having the freedom to spend time with your family are just some of the reasons that plenty of people, especially moms, own home based businesses. You also believe in the brand, love how it’s changed your life, and want to share that love and joy with the rest of the world.

It’s a worthy endeavor that you should be proud of.

In the middle of a stifling summer nothing sounds better than a cool dip in the pool to make you forget the heat. Swimming in a pool may be a great way to cool off, but with all of the added risks, increased insurance costs, and required maintenance - sometimes having a pool just isn't worth it. Here are some things that you can do beat the heat without a pool.

Heat, sun, and extra time on the road can do real damage to your car during the summer months. The last thing you want is to break down on the side of the road on a hot day. Here are a few tips on how to take care of your car this summer to help it stay on the road and still look good.

It’s summer, and here in Charlotte we’re not strangers to summer storms and lightning. But lately, the storms have been wilder than usual. Houses have been blown apart from lightning strikes. Trees fell on homes and across the road. Cows needed rescuing from barns.

The weather is getting more severe, and lighting strikes are a very real threat. What you were told as a kid about staying safe in bad weather is still true today. Since it’s easy to get complacent and think we’re always safe in our homes or cars, you may need a reminder about what to do when a summer storm arrives. Here are some tips to stay safe from lightning.

Congratulations on making it through school and graduating college! Whether you’re going on for another degree or you’re entering the working world, some parts of your life are about to get real - and fast. If you haven’t already done it before, you’ve got to figure out this “adult” thing. Part of that is about insurance. It’s something your parents have worried about for years, and now it’s your turn.

Insurance doesn’t have to be stressful, not if you know a few things. We’re here to help. Okay, college grad, here’s your insurance primer for this new phase in your life.

Back in 2007, Charlotte Business Journal did a piece about our growing agency. You can view the original, or read the article below.

We've come a long way!

Buying insurance probably feels like a one and done deal. You pick a policy and as long as you pay your premiums on time, you don’t have to think about it again - until you realize you’re paying too much or your policy doesn’t cover a claim. Too many people treat their insurance this way. They miss out on adding new coverage or removing old coverage as their life progresses. They either pay too much or don’t have the insurance they need, when they need it.

There’s a better way. When certain things happen in your life, you need to call your insurance agent to make sure you have the right type and/or amount of insurance coverage. Here are the big life changes that warrant a call.

You know you need auto insurance, but the premiums were too high one month. You skipped a payment and now your policy has been cancelled. Your former provider won’t sell you a new policy. When you call around, you find out there are penalties for lapsed coverage.

What does that mean, and how do you fix it? Here’s what you need to know about lapsed auto insurance coverage.

A clean and organized house is a happy house. Or, at the very least, a less stressed house because no one can find their shoes, you nearly tripped walking up the stairs, and you can’t find your keys.