11 Spring Landscaping Tips

Written by on 4/26/2017 5:02 AM . It has 0 Comments.

gardening tips

For some people, spring means throwing off the thick coats, getting outside, and enjoying the warmer weather. But for other people, it means dusting off the pruning shears, the shovel, and your garden hose. They can’t wait to feel the moist soil under their fingers, get a little sun on the back of the neck while bent over the plant beds, or prune and weed their yard back into shape.

If this is you, take a look at our list of spring landscaping tips to help you get your yard ready for spring.

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Dog Bite Costs on the Rise for Homeowners

Written by on 4/24/2017 5:23 AM . It has 0 Comments.

a dog that lead to a homeowner submitting a dog bite claim

Dog bites and other related injuries account for a third of all homeowners insurance liability claims. You may be looking at your sweet furbaby right now, unable to believe he or she would ever do such a thing. Every dog is capable of biting someone under the right circumstances. Even the gentlest dog may bite while defending their owners, food, territory, or puppies.

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Avoid These Driving Mistakes to Increase the Life of Your Car

Written by on 4/20/2017 5:07 AM . It has 0 Comments.

driving mistakes

So many of us have been driving for longer than we care to remember. We have our own styles, and we know what works for our vehicle. Did you know that some of our driving habits are making us less safe and damaging our cars? That means higher repair bills and more accidents.

Take a look at few common driving mistakes you’ll want to avoid to keep your car on the road as long as possible.

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Don’t Get Caught in a Storm Without An Umbrella

Written by on 4/18/2017 5:05 AM . It has 0 Comments.

Even the best moments can go bad without warning. Imagine your next house party. You invite your friends, family, and the neighbors. The food is delicious, the kids have fun in the pool, and everyone is having a good time.

Until someone falls and gets hurt or eats bad dip that got a little warm. They’re sick or hurt, but they tell you when it happens that everything is fine. “Don’t worry about us,” they say. So you don’t. You apologize and bring them chicken soup but you don’t think much else about it.

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Earth Day 2017 - 13 Ways You Can Make Your Home a Bit More Green

Written by on 4/11/2017 5:46 AM . It has 0 Comments.

earth day 2017

When you hear “going green” you might think about saving the planet and reducing emissions, but remember “going green” also means “saving green.” The more little things you do around your home to help the planet, the more money you can save over time, too.

Here are just a few things you can do this Earth Day to make your home greener, help the environment, and save some money.

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Spring Cleaning - Inside and Out

Written by on 3/29/2017 5:01 AM . It has 0 Comments.

spring cleaning tips

Spring has sprung, and it’s time to make sure your home gets some much needed attention now that the cold winter months are behind us. Spring cleaning and maintenance aren’t just good for shaking the dust out of your home, but also for preventing unnecessary accidents or the need for expensive insurance claims.

Taking care of your home is a big job that takes some time and energy. Make it a little easier with our checklists of what to do inside and outside of your home. In a few weekends, you could have a cleaner, more well-maintained home allowing you to enjoy the spring without worrying about what needs to get done.

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Safely Sharing the Road

Written by on 3/27/2017 6:12 AM . It has 0 Comments.

bike lane sign painted on the street

Over the past few years, you may have noticed that more bicyclists are on the road than ever before. It’s not your imagination. In 2014, according to the U.S. Census Bureau, more than 900,000 people biked to work. That number doesn’t include the people who jump on their bikes when the weather warms up or the kids in neighborhoods who bike to school.

The road can be a dangerous place for cyclists. A helmet and knee pads aren’t the same thing as the safety of a car or a seatbelt. When you’re out on the road, you can do your part to help keep everyone on two wheels a little safer. Keep these things in mind to safely share the road.

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What is Withheld Depreciation?

Written by on 3/23/2017 11:00 AM . It has 0 Comments.

tornado damage withheld depreciation

When you bought your homeowners insurance policy, you chose a replacement cost policy. If the worst ever happened, you didn’t want to worry about how to rebuild or replace your home or belongings.

Then a storm hit. Your roof was damaged so badly that it had to be replaced. The estimate you received was $10,000. You filed your claim and waited for the check. When you received it, it was significantly lower than $10,000 - closer to $5,000. What gives?

You’re dealing with withheld depreciation.

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