A proposed bill in Califonia may allow auto insurance policyholders to provide proof of coverage verification via a mobile electronic device, such as a smartphone, which is among several similar bills in a number of states in various stages of passage.

Assembly Bill 1708, created by Assemblyman Mike Gatto, D-Silver Lake, would enable a person required to provide evidence of financial responsibility to do so by using a mobile electronic device, according to the bill’s verbage. Gatto introduced his bill earlier this week.

As a business owner, you are responsible for what happens at your place of business during the day and after hours. Just because you are not around does not mean your business will not be facing risks! Some of the greater risks usually happen after hours, meaning break-ins and burglaries. Our South Carolina insurance agency has a few tips that may help keep a target off of your place of business.

Cardiovascular disease is the leading cause of death in the United States. Because of this, February has been named American Heart Month! This month, our South Carolina insurance agency would like to speak about the urgency of this disease and bring awareness to this growing health concern. Not only is these disease deadly, but it is also beyond expensive. In 2010, cardiovascular disease cost the nation more than $444 billion in health care expenses. High hospitalization costs are just another reason for residents to look into health insurance.

Valentine’s Day has finally arrived! Did you go with chocolate this year or fine jewelry? Either way, we are sure your loved one is going to love their V-Day surprise. However, for those who DID go with fine jewelry: did you cover the valuable? South Carolina insurance can easily be designed to cover your new purchase!

Have you decided to bring a furry friend into your home? The joy of a new puppy is overwhelming! However, before you pick up the little guy and take him into your home, it is crucial to prepare. There is a lot to be done prior to their arrival! Luckily, our North Carolina insurance agencyhas a few tips to offer, from purchasing puppy necessities to animal liability coverage.

As we all have come to realize we are living in the time where there are numerous foreclosures, bank owned and or otherwise vacant homes on the market. Many times you as the Buyer’s Agent try to rely on information supplied/received by the Listing Agents of these properties. We have come to find that all too often when the Buyer’s Agent is told that the utilities have been turned on no one has actually gone out to the subject property and confirmed this fact. Then when the Inspector arrives at the subject property he/she finds the utility companies tag on the front door (OK, usually on the ground) and no utilities on within the property.

Many Americans complain about their insurance bills. However, many are not aware that there are always ways to lower your premium. At your trusty South Carolina insurance agency, we would like to start with savings on life insurance. If you are a smoker, we are talking to you!

Smoking is a sure way to make sure your premium is sky-high. It’s 2012! It is time to finally quit smoking once and for all and lower that life insurance premium in the process.

It’s becoming more and more common for college students to choose off-campus housing versus on-campus. Dorms are not for everyone! If you are a student who is planning on renting, our South Carolina insurance agency has some advice for you. It is important that you know what sort of legal agreements you are getting into and to make sure your place is covered with renters insurance.